Learn About Mortgage

Calculators

Wondering how much your mortgage will be? Use our calculators to perform mortgage-related calculations such as your expected monthly payments.

Credit Scores

Imperfect or Bad Credit loans
Most, if not all loan programs can be utilized even if a borrower does not have perfect credit. In these cases, the rates will be higher and LTV's allowed will be lower.
FICO Score
When you apply for a credit, lenders want to know how worthy or risky you are as a borrower. A credit scrore is a number lenders use to help them ...
Good FICO Score
In the eyes of most lenders, FICO credit scores above 700 are very good and a sign of good financial health. FICO scores below 600 indicate ...
How FICO Scores Work
FICO score is calculated by a mathematical equation that evaluates many types of information from your credit report at that agency. By comparing this information to the patterns in hundreds of thousands of past credit reports, the FICO score identifies ...
FICO Score Considers
There are five main categories of information on your credit report that FICO scores evaluate, along with their general level of importance ...
FICO Scores Ignore
FICO scores don’t consider, Your race, color, religion, national origon, sex and marital status. Your age.Your salary, occupation, title, employer, ...
How FICO Scores Help
FICO scores give lenders a fast, objective measurement of your credit risk. Before the use of scoring, the credit granting process could be slow, inconsistent and ...
Your Credit Report
Credit reporting agencies maintain files on millions of borrowers. lenders making credit decisions buy credit reports on their prospects, applicants and customers from ...
FICO Tips
When you get your credit scores, make sure you also learn the highest and lowest scores possible, as well as the most important factors that influenced your scores. These factors ...
FICO FAQs